Other Options

We recommend consulting your insurance agent or financial planner regarding all your options including:

  • Life Settlement
  • Friends and relatives
  • Savings
  • Accelerated Death benefits
  • Take a loan against your policy
  • A Reverse Mortgage

More information on Accelerated Death Benefits (ADB)

ADB’s are only offered for individuals who have a life expectancy of less than two years. Also they may only be available on certain types of insurance policies. Finally ADB’s require you to still pay the premiums on the policy. RCT can get offers for individuals who have life expectancies of five years or less. Almost any type of life insurance policy is purchased, and no future premium payments are required after the policy is sold.